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		<title>10 Homes Approved Ministerially: SB 684 and SB 1123 Explained</title>
		<link>https://jdj-consulting.com/10-homes-approved-ministerially-sb-684-and-sb-1123-explained/</link>
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		<dc:creator><![CDATA[Jake Heller]]></dc:creator>
		<pubDate>Tue, 08 Jul 2025 18:45:25 +0000</pubDate>
				<category><![CDATA[Land Use & Entitlements]]></category>
		<category><![CDATA[10-Home Subdivisions]]></category>
		<category><![CDATA[California Housing Laws]]></category>
		<category><![CDATA[CEQA Exemption]]></category>
		<category><![CDATA[Housing Element Compliance]]></category>
		<category><![CDATA[land use planning]]></category>
		<category><![CDATA[Ministerial Approval California]]></category>
		<category><![CDATA[SB 1123]]></category>
		<category><![CDATA[SB 684]]></category>
		<category><![CDATA[Starter Homes California]]></category>
		<category><![CDATA[Subdivision Map Act]]></category>
		<category><![CDATA[Urban Infill Housing]]></category>
		<category><![CDATA[Vacant Lot Zoning]]></category>
		<category><![CDATA[Zoning Reform California]]></category>
		<guid isPermaLink="false">https://jdj-consulting.com/?p=4682</guid>

					<description><![CDATA[<p>California’s SB 684 and SB 1123 now allow up to 10 homes to be approved ministerially—without CEQA review or public hearings. This guide explains how the laws work, where they apply, and how developers, planners, and property owners can unlock new housing on multifamily and vacant single-family lots.</p>
<p>The post <a href="https://jdj-consulting.com/10-homes-approved-ministerially-sb-684-and-sb-1123-explained/">10 Homes Approved Ministerially: SB 684 and SB 1123 Explained</a> appeared first on <a href="https://jdj-consulting.com">JDJ Consulting</a>.</p>
]]></description>
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									<h1 data-start="215" data-end="278">10 Homes Approved Ministerially: SB 684 and SB 1123 Explained</h1><p data-start="341" data-end="605">California is in a housing crisis. Families across the state struggle to find affordable homes close to work, school, or transit. State lawmakers have passed dozens of bills over the past decade, but <a href="https://jdj-consulting.com/zoning-analysts-near-me-in-los-angeles-a-comprehensive-guide/">local zoning</a> and approval processes still slow down new housing.</p><p data-start="607" data-end="985">That’s where <strong data-start="620" data-end="642">SB 684 and SB 1123</strong> come in. These two laws create a faster path to approval for small housing developments—specifically, projects with up to <strong data-start="765" data-end="777">10 homes</strong> on eligible lots. What makes them different is their use of <strong data-start="838" data-end="862">ministerial approval</strong>. This process allows developers to skip lengthy public hearings, environmental reviews, and discretionary planning delays.</p><p data-start="987" data-end="1313">By reducing red tape, SB 684 and SB 1123 aim to unlock thousands of infill sites across California—especially in <strong data-start="1100" data-end="1115">urban areas</strong> and <strong data-start="1120" data-end="1150">vacant single-family zones</strong>. This means more homes built faster, with fewer costs and delays. These projects often result in “starter homes,” naturally smaller and more affordable by design.</p><p data-start="1315" data-end="1633">In this article, we’ll break down both laws, explain how they work, and help you understand where and how you can build under these rules. Whether you’re a developer, a city planner, or a homeowner looking to subdivide, this guide will walk you through the essentials of <strong data-start="1586" data-end="1618">10-home ministerial approval</strong> in California.</p><h2 data-start="1640" data-end="1700">Background: The Starter Home Revitalization Act framework</h2><p data-start="1702" data-end="2025">To fully understand SB 684 and SB 1123, you need to know the policy behind them. Both laws build on the idea that small housing projects—especially those under 10 units—shouldn’t face the same approval burdens as massive developments. This thinking led to what many call the <strong data-start="1977" data-end="2014">“<a href="https://www.allenmatkins.com/real-ideas/recent-amendments-to-the-starter-home-revitalization-act.html" target="_blank" rel="noopener">Starter Home Revitalization Act</a>”</strong> framework.</p><p data-start="2027" data-end="2341">California has thousands of small, oddly shaped, or vacant lots sitting unused. These parcels could support compact homes or small subdivisions, but strict zoning and review requirements have made development almost impossible. In response, lawmakers designed a legal framework to fast-track these modest projects.</p><p data-start="2027" data-end="2341"><img fetchpriority="high" decoding="async" class=" wp-image-4685 aligncenter" src="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1432911345-612x612-1.jpg" alt="View from above of densely built residential houses near retention ponds in closed living clubs in south Florida. American dream homes as example of real estate development in US suburbs." width="674" height="449" srcset="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1432911345-612x612-1.jpg 612w, https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1432911345-612x612-1-300x200.jpg 300w" sizes="(max-width: 674px) 100vw, 674px" /></p><p data-start="2343" data-end="2367">This framework supports:</p><ul data-start="2368" data-end="2526"><li data-start="2368" data-end="2410"><p data-start="2370" data-end="2410"><strong data-start="2370" data-end="2392">Infill development</strong> on underused land</p></li><li data-start="2411" data-end="2460"><p data-start="2413" data-end="2460"><strong data-start="2413" data-end="2430">Starter homes</strong> and <strong data-start="2435" data-end="2460">entry-level ownership</strong></p></li><li data-start="2461" data-end="2526"><p data-start="2463" data-end="2526"><strong data-start="2463" data-end="2481">Middle housing</strong> that fits better into existing neighborhoods</p></li></ul><p data-start="2528" data-end="2755">The framework’s core idea is that cities should not block small projects that follow objective rules. As long as developers meet clear zoning standards—like setbacks, height, and parcel size—they should get fast-track approval.</p><p data-start="2757" data-end="2805">This is where <strong data-start="2771" data-end="2795">ministerial approval</strong> comes in.</p><h3 data-start="2812" data-end="2845">What is ministerial approval?</h3><p data-start="2847" data-end="3030"><strong data-start="2847" data-end="2871">Ministerial approval</strong> means the government must approve your project if it meets all required standards—no public hearings, no environmental impact reports, and no political delay.</p><p data-start="3032" data-end="3183">It’s different from <strong data-start="3052" data-end="3078">discretionary approval</strong>, where cities have wide latitude to deny or condition a project based on public input or vague policies.</p><p data-start="3185" data-end="3243">Under SB 684 and SB 1123, qualifying housing developments:</p><ul data-start="3244" data-end="3444"><li data-start="3244" data-end="3314"><p data-start="3246" data-end="3314">Get automatic approval if they follow <strong data-start="3284" data-end="3314">objective zoning standards</strong></p></li><li data-start="3315" data-end="3380"><p data-start="3317" data-end="3380">Are exempt from <strong data-start="3333" data-end="3380">CEQA (<a href="https://jdj-consulting.com/ceqa-exemption-playbook-after-ab-130-and-sb-131/">California Environmental Quality Act</a>)</strong></p></li><li data-start="3381" data-end="3444"><p data-start="3383" data-end="3444">Do <strong data-start="3386" data-end="3444">not require public hearings, appeals, or council votes</strong></p></li></ul><p data-start="3446" data-end="3591">This creates a clear and predictable path for small-scale developers. It also reduces costs and timelines—key barriers to building starter homes.</p><p data-start="3593" data-end="3725">Projects under these laws still need to meet health and safety codes. But if a developer’s plan fits the rules, cities can’t say no.</p><p data-start="3727" data-end="3862">This kind of streamlining is essential in places like Los Angeles, San Diego, or Oakland, where traditional entitlement can take years.</p><h2 data-start="142" data-end="172">Deep Dive: SB 684 Explained</h2><p data-start="174" data-end="523"><strong data-start="174" data-end="184">SB 684</strong>, signed into law in 2023 and effective as of <strong data-start="230" data-end="246">July 1, 2024</strong>, is a powerful new tool for small-scale housing developers. It allows for <strong data-start="321" data-end="363">ministerial approval of up to 10 homes</strong> on qualifying multifamily lots. The bill was designed to unlock urban land that has long been overlooked due to outdated zoning and lengthy approval timelines.</p><p data-start="525" data-end="582">Let’s break down exactly how it works—and who can use it.</p><h3 data-start="589" data-end="633">Eligible lots and locations under SB 684</h3><p data-start="635" data-end="817">Not every property qualifies for this streamlined path. SB 684 focuses on <strong data-start="709" data-end="731">infill development</strong> in <strong data-start="735" data-end="750">urban areas</strong>, specifically in <strong data-start="768" data-end="816">zones that already allow multifamily housing</strong>.</p><p data-start="819" data-end="830">To qualify:</p><ul data-start="831" data-end="1065"><li data-start="831" data-end="885"><p data-start="833" data-end="885">The property must be <strong data-start="854" data-end="883">zoned for multifamily use</strong></p></li><li data-start="886" data-end="954"><p data-start="888" data-end="954">It must be <strong data-start="899" data-end="952">located within an urbanized area or urban cluster</strong></p></li><li data-start="955" data-end="1005"><p data-start="957" data-end="1005">The <strong data-start="961" data-end="1003">total lot size must be 5 acres or less</strong></p></li><li data-start="1006" data-end="1065"><p data-start="1008" data-end="1065">It <strong data-start="1011" data-end="1050">cannot be subdivided more than once</strong> using SB 684</p></li></ul><p data-start="1067" data-end="1250">This means you can’t use SB 684 to repeatedly split the same lot over time. It’s intended for <strong data-start="1161" data-end="1189">single-round subdivision</strong>, encouraging new housing without overloading infrastructure.</p><p data-start="1252" data-end="1316">The law also <strong data-start="1265" data-end="1306">excludes sensitive or protected lands</strong>, such as:</p><ul data-start="1317" data-end="1431"><li data-start="1317" data-end="1343"><p data-start="1319" data-end="1343">Agricultural or farmland</p></li><li data-start="1344" data-end="1371"><p data-start="1346" data-end="1371">Wetlands or habitat areas</p></li><li data-start="1372" data-end="1398"><p data-start="1374" data-end="1398">High fire-severity zones</p></li><li data-start="1399" data-end="1431"><p data-start="1401" data-end="1431">Sites with hazardous materials</p></li></ul><p data-start="1433" data-end="1510">These restrictions help balance fast-track housing with environmental safety.</p><h3 data-start="1517" data-end="1579">Subdivision and unit limits: How many homes can you build?</h3><p data-start="1581" data-end="1769">SB 684 allows a developer to split an eligible lot into <strong data-start="1637" data-end="1657">up to 10 parcels</strong>, each of which can be sold or developed individually. Each parcel must be <strong data-start="1732" data-end="1760">at least 600 square feet</strong> in size.</p><p data-start="1771" data-end="1896">This is not a loophole for dense apartment blocks. Instead, the law targets <strong data-start="1847" data-end="1886">small-scale, ground-up construction</strong>, such as:</p><ul data-start="1897" data-end="1986"><li data-start="1897" data-end="1921"><p data-start="1899" data-end="1921">Detached starter homes</p></li><li data-start="1922" data-end="1950"><p data-start="1924" data-end="1950">Small duplexes or cottages</p></li><li data-start="1951" data-end="1986"><p data-start="1953" data-end="1986">Fee-simple rowhouses or townhomes</p></li></ul><p data-start="1988" data-end="2170">The 10-home cap keeps projects small and neighborhood-scale. This aligns with the bill’s goal: to encourage modest developments that meet local character while adding housing supply.</p><h3 data-start="2177" data-end="2220">Unit size and design rules under SB 684</h3><p data-start="2222" data-end="2399">To ensure affordability, SB 684 includes a <strong data-start="2265" data-end="2277">size cap</strong> on homes built through the program. The <strong data-start="2318" data-end="2371">average unit size cannot exceed 1,750 square feet</strong> of <strong data-start="2375" data-end="2398">net habitable space</strong>.</p><p data-start="2401" data-end="2523">This doesn’t mean every home must be tiny. You can build a mix of units—as long as the average size stays below the limit.</p><p data-start="2525" data-end="2537">For example:</p><ul data-start="2538" data-end="2664"><li data-start="2538" data-end="2562"><p data-start="2540" data-end="2562">Four 1,200-sq-ft units</p></li><li data-start="2563" data-end="2587"><p data-start="2565" data-end="2587">Four 1,800-sq-ft units</p></li><li data-start="2588" data-end="2664"><p data-start="2590" data-end="2664">Two 2,100-sq-ft units</p></li></ul><p data-start="2590" data-end="2664">Together, the average must still be ≤ 1,750 sq ft.</p><p data-start="2666" data-end="2738">Design rules under SB 684 are based on <strong data-start="2705" data-end="2728">objective standards</strong>, meaning:</p><ul data-start="2739" data-end="2959"><li data-start="2739" data-end="2790"><p data-start="2741" data-end="2790">Cities <strong data-start="2748" data-end="2790">can’t impose subjective design reviews</strong></p></li><li data-start="2791" data-end="2877"><p data-start="2793" data-end="2877">Projects must follow <strong data-start="2814" data-end="2839">existing zoning rules</strong> on height, setbacks, and lot coverage</p></li><li data-start="2878" data-end="2959"><p data-start="2880" data-end="2959">Local agencies <strong data-start="2895" data-end="2911">must approve</strong> the subdivision if it meets all legal standards</p></li></ul><p data-start="2961" data-end="3035">This reduces uncertainty and keeps the process transparent for developers.</p><h3 data-start="3042" data-end="3098">Timeline: 60-day approval and early building permits</h3><p data-start="3100" data-end="3175">Speed is a key feature of SB 684. Once a complete application is submitted:</p><ul data-start="3176" data-end="3336"><li data-start="3176" data-end="3244"><p data-start="3178" data-end="3244">The city <strong data-start="3187" data-end="3244">must approve or deny the tentative map within 60 days</strong></p></li><li data-start="3245" data-end="3336"><p data-start="3247" data-end="3336">If approved, the city must <strong data-start="3274" data-end="3300">issue building permits</strong> for compliant units—no extra delays</p></li></ul><p data-start="3338" data-end="3495">In some cities, housing approvals can take 12–24 months. With SB 684, it can take as little as 2–3 months, depending on how fast you move through plan check.</p><p data-start="3338" data-end="3495"><img decoding="async" class=" wp-image-4688 aligncenter" src="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2164054390-612x612-1.jpg" alt="Business race against times deal project agreement concept. Businessman hand shaking overlay with time clock." width="750" height="500" srcset="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2164054390-612x612-1.jpg 612w, https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2164054390-612x612-1-300x200.jpg 300w" sizes="(max-width: 750px) 100vw, 750px" /></p><p data-start="3497" data-end="3509">In addition:</p><ul data-start="3510" data-end="3719"><li data-start="3510" data-end="3561"><p data-start="3512" data-end="3561">Cities <strong data-start="3519" data-end="3561">cannot hold public hearings or appeals</strong></p></li><li data-start="3562" data-end="3644"><p data-start="3564" data-end="3644">The approval <strong data-start="3577" data-end="3644">cannot be overturned by city council or neighborhood opposition</strong></p></li><li data-start="3645" data-end="3719"><p data-start="3647" data-end="3719">The subdivision is <strong data-start="3666" data-end="3719">final unless the project violates objective codes</strong></p></li></ul><p data-start="3721" data-end="3822">This “as-of-right” approach protects small developers from NIMBY pressure and bureaucratic slowdowns.</p>								</div>
				<div class="elementor-element elementor-element-59ed4e5 elementor-widget elementor-widget-html" data-id="59ed4e5" data-element_type="widget" data-e-type="widget" data-widget_type="html.default">
					<div style="font-family: Arial, sans-serif; max-width: 900px; margin: auto;">
  <h3 style="color: #2c3e50;"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/23f1.png" alt="⏱" class="wp-smiley" style="height: 1em; max-height: 1em;" /> SB 684 Approval Timeline: 60 Days to Yes</h3>
  <div style="display: grid; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr)); gap: 16px; margin-top: 1em;">
    <div style="padding: 16px; border-radius: 12px; background-color: #f8f9fa; box-shadow: 0 2px 6px rgba(0,0,0,0.1);" title="Start here: Check zoning, site size, and environmental status.">
      <strong>Step 1</strong><br>Site Eligibility Review
    </div>
    <div style="padding: 16px; border-radius: 12px; background-color: #f8f9fa; box-shadow: 0 2px 6px rgba(0,0,0,0.1);" title="Prepare objective-compliant map with 10 or fewer lots.">
      <strong>Step 2</strong><br>Submit Tentative Parcel Map
    </div>
    <div style="padding: 16px; border-radius: 12px; background-color: #f8f9fa; box-shadow: 0 2px 6px rgba(0,0,0,0.1);" title="City has 60 days to approve or deny based only on written rules.">
      <strong>Step 3</strong><br>City Review (60-Day Clock)
    </div>
    <div style="padding: 16px; border-radius: 12px; background-color: #f8f9fa; box-shadow: 0 2px 6px rgba(0,0,0,0.1);" title="No CEQA, no public hearings, no council vote required.">
      <strong>Step 4</strong><br>Ministerial Approval
    </div>
    <div style="padding: 16px; border-radius: 12px; background-color: #e6f7ea; box-shadow: 0 2px 6px rgba(0,0,0,0.1);" title="Project moves to plan check and construction permitting.">
      <strong>Step 5</strong><br>Final Map + Permits
    </div>
  </div>
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									<h3 data-start="3829" data-end="3870">CEQA exemption and streamlined review</h3><p data-start="3872" data-end="3976">Perhaps the most important benefit: <strong data-start="3908" data-end="3963">projects approved under SB 684 are exempt from CEQA</strong>. That means:</p><ul data-start="3977" data-end="4093"><li data-start="3977" data-end="4017"><p data-start="3979" data-end="4017">No <a href="https://jdj-consulting.com/what-are-the-7-steps-of-environmental-impact-assessments-eia/">environmental impact reports (EIRs)</a></p></li><li data-start="4018" data-end="4044"><p data-start="4020" data-end="4044">No negative declarations</p></li><li data-start="4045" data-end="4093"><p data-start="4047" data-end="4093">No risk of CEQA lawsuits delaying construction</p></li></ul><p data-start="4095" data-end="4242">This is critical in dense, urban communities where CEQA lawsuits have become a major barrier to new housing—even on parking lots or underused land.</p><p data-start="4244" data-end="4325">With CEQA removed from the equation, SB 684 gives developers certainty and speed.</p><h2 data-start="154" data-end="193">Expanding Scope: Why SB 1123 Matters</h2><p data-start="195" data-end="515"><strong data-start="195" data-end="206">SB 1123</strong> builds on SB 684, but takes the idea even further. While SB 684 focused on multifamily-zoned parcels, SB 1123 allows small-scale housing on <strong data-start="347" data-end="385">vacant lots in single-family zones</strong>. That’s a huge deal. It opens access to thousands of empty or underused lots across California’s suburbs and older neighborhoods.</p><p data-start="517" data-end="683">This law officially goes into effect on <strong data-start="557" data-end="573">July 1, 2025</strong>, giving cities time to update their local ordinances. But developers and planners should start preparing now.</p><h3 data-start="690" data-end="740">SB 1123 summary: What it does and who it helps</h3><p data-start="742" data-end="972">SB 1123 removes a long-standing barrier: in many cities, single-family zones block even modest new homes. This bill allows <strong data-start="865" data-end="883">up to 10 homes</strong> on a <strong data-start="889" data-end="927">vacant lot in a single-family zone</strong>, as long as the site meets strict standards.</p><p data-start="974" data-end="989">Key highlights:</p><ul data-start="990" data-end="1263"><li data-start="990" data-end="1057"><p data-start="992" data-end="1057">Allows <strong data-start="999" data-end="1044">subdivision of a vacant single-family lot</strong> (≤1.5 acres)</p></li><li data-start="1058" data-end="1125"><p data-start="1060" data-end="1125">Enables <strong data-start="1068" data-end="1092">ministerial approval</strong>—no hearings, no CEQA, no appeals</p></li><li data-start="1126" data-end="1192"><p data-start="1128" data-end="1192">Applies objective design standards only (e.g., setbacks, height)</p></li><li data-start="1193" data-end="1263"><p data-start="1195" data-end="1263">Encourages <strong data-start="1206" data-end="1234">starter home development</strong> in established neighborhoods</p></li></ul><p data-start="1265" data-end="1463">It’s a quiet revolution. While it doesn’t eliminate single-family zoning, it gives developers a way to legally build more homes on underused land—especially in older areas with aging infrastructure.</p><h3 data-start="1470" data-end="1532">Single-family zones and “vacant” definitions under SB 1123</h3><p data-start="1534" data-end="1686">SB 1123 only applies to <strong data-start="1558" data-end="1568">vacant</strong> properties. That’s an important distinction. You can’t use this law to tear down homes or redevelop occupied parcels.</p><p data-start="1688" data-end="1699">To qualify:</p><ul data-start="1700" data-end="2073"><li data-start="1700" data-end="1762"><p data-start="1702" data-end="1762">The site must be <strong data-start="1719" data-end="1762">zoned for single-family residential use</strong></p></li><li data-start="1763" data-end="1848"><p data-start="1765" data-end="1848">It must be <strong data-start="1776" data-end="1786">vacant</strong> for at least 3 years (or longer if a local ordinance applies)</p></li><li data-start="1849" data-end="1902"><p data-start="1851" data-end="1902">The total lot size must be <strong data-start="1878" data-end="1902">1.5 acres or smaller</strong></p></li><li data-start="1903" data-end="2073"><p data-start="1905" data-end="1970">The site <strong data-start="1914" data-end="1960">cannot include any protected housing units</strong>, such as:</p><ul data-start="1973" data-end="2073"><li data-start="1973" data-end="1996"><p data-start="1975" data-end="1996">Rent-controlled units</p></li><li data-start="1999" data-end="2019"><p data-start="2001" data-end="2019">Affordable housing</p></li><li data-start="2022" data-end="2073"><p data-start="2024" data-end="2073">Units occupied by tenants within the last 7 years</p></li></ul></li></ul><p data-start="2075" data-end="2174">This protects renters and ensures the law isn’t used to displace people or demolish existing homes.</p><p data-start="2176" data-end="2385">For example: If a vacant lot in a suburban neighborhood has sat empty since 2018, and meets all local zoning, a developer could divide it into 6–10 smaller parcels—and build detached homes or cottages on each.</p><h3 data-start="2392" data-end="2430">Updated density and frontage rules</h3><p data-start="2432" data-end="2583">One of SB 1123’s biggest innovations is how it handles <strong data-start="2487" data-end="2518">density and street frontage</strong>—two rules that often block new development in residential areas.</p><p data-start="2585" data-end="2598">Key features:</p><ul data-start="2599" data-end="3016"><li data-start="2599" data-end="2735"><p data-start="2601" data-end="2735"><strong data-start="2601" data-end="2632">Minimum density requirement</strong>: Projects must use <strong data-start="2652" data-end="2714">at least 66% of the density allowed under the General Plan</strong> or Housing Element</p></li><li data-start="2736" data-end="2874"><p data-start="2738" data-end="2874"><strong data-start="2738" data-end="2765">No frontage requirement</strong>: Local governments <strong data-start="2785" data-end="2819">cannot require street frontage</strong> for each lot (a major barrier in traditional zoning)</p></li><li data-start="2875" data-end="3016"><p data-start="2877" data-end="3016"><strong data-start="2877" data-end="2912">Height limits must be objective</strong>: Cities <strong data-start="2921" data-end="2950">cannot impose height caps</strong> lower than the standard applied to comparable single-family homes</p></li></ul><p data-start="3018" data-end="3204">Let’s say a city allows 8 units per acre in its General Plan. To qualify under SB 1123, your project must include at least 5–6 units per acre—ensuring you’re not under-building the site.</p><p data-start="3206" data-end="3306">This approach makes sure developers use land efficiently, while still respecting neighborhood scale.</p><h3 data-start="3313" data-end="3365">Ownership structures and ADU rules under SB 1123</h3><p data-start="3367" data-end="3475">SB 1123 also offers more <strong data-start="3392" data-end="3427">flexibility in ownership models</strong>, making it easier to sell or finance new homes.</p><p data-start="3477" data-end="3510">Eligible ownership types include:</p><ul data-start="3511" data-end="3654"><li data-start="3511" data-end="3561"><p data-start="3513" data-end="3561"><strong data-start="3513" data-end="3532">Fee simple lots</strong> (traditional detached homes)</p></li><li data-start="3562" data-end="3580"><p data-start="3564" data-end="3580"><strong data-start="3564" data-end="3580">Condominiums</strong></p></li><li data-start="3581" data-end="3610"><p data-start="3583" data-end="3610"><strong data-start="3583" data-end="3610">Tenancy in common (TIC)</strong></p></li><li data-start="3611" data-end="3654"><p data-start="3613" data-end="3654"><strong data-start="3613" data-end="3654">Community land trusts or cooperatives</strong></p></li></ul><p data-start="3656" data-end="3743">This allows for a range of housing models—from for-sale homes to community-run housing.</p><p data-start="3745" data-end="3895">One of the most developer-friendly provisions: <strong data-start="3792" data-end="3849">ADUs and JADUs (junior units) are allowed on each lot</strong>, and <strong data-start="3855" data-end="3894">do not count toward the 10-home cap</strong>.</p><p data-start="3897" data-end="3909">For example:</p><ul data-start="3910" data-end="4039"><li data-start="3910" data-end="3979"><p data-start="3912" data-end="3979">A 10-lot project could legally include 10 primary homes + 10 ADUs</p></li><li data-start="3980" data-end="4039"><p data-start="3982" data-end="4039">That’s <strong data-start="3989" data-end="4015">20 total housing units</strong>, approved ministerially</p></li></ul><p data-start="4041" data-end="4173">This offers a major incentive for developers to include rental units or multigenerational housing without extra entitlement hurdles.</p><h3 data-start="4180" data-end="4235">Summary: How SB 1123 expands the “10-home” playbook</h3><p data-start="4237" data-end="4426">SB 1123 takes the ministerial approval pathway from urban multifamily zones and extends it into <strong data-start="4333" data-end="4384">low-density, vacant single-family neighborhoods</strong>—where housing supply is most constrained.</p><p data-start="4428" data-end="4579">By removing street frontage limits, CEQA delays, and subjective reviews, the law makes it possible to build small-scale housing that meets real demand.</p><h2 data-start="165" data-end="210">Side-by-Side: SB 684 vs SB 1123 Comparison</h2><p data-start="212" data-end="510">Both <strong data-start="217" data-end="227">SB 684</strong> and <strong data-start="232" data-end="243">SB 1123</strong> offer a faster way to build up to <strong data-start="278" data-end="290">10 homes</strong> with <strong data-start="296" data-end="320">ministerial approval</strong> in California. But they apply to different kinds of properties and have unique rules. This section gives you a direct comparison, so you can quickly understand where and how each law works.</p><h3 data-start="517" data-end="563">Key differences between SB 684 and SB 1123</h3><div class="_tableContainer_80l1q_1"><div class="_tableWrapper_80l1q_14 group flex w-fit flex-col-reverse" tabindex="-1"><table class="w-fit min-w-(--thread-content-width)" data-start="565" data-end="2906"><thead data-start="565" data-end="722"><tr data-start="565" data-end="722"><th data-start="565" data-end="603" data-col-size="sm"><strong data-start="567" data-end="578">Feature</strong></th><th data-start="603" data-end="662" data-col-size="md"><strong data-start="605" data-end="615">SB 684</strong></th><th data-start="662" data-end="722" data-col-size="md"><strong data-start="664" data-end="675">SB 1123</strong></th></tr></thead><tbody data-start="883" data-end="2906"><tr data-start="883" data-end="1039"><td data-start="883" data-end="920" data-col-size="sm"><strong data-start="885" data-end="903">Effective Date</strong></td><td data-start="920" data-end="979" data-col-size="md">July 1, 2024</td><td data-start="979" data-end="1039" data-col-size="md">July 1, 2025</td></tr><tr data-start="1040" data-end="1195"><td data-start="1040" data-end="1077" data-col-size="sm"><strong data-start="1042" data-end="1060">Zoning Allowed</strong></td><td data-start="1077" data-end="1136" data-col-size="md">Multifamily only</td><td data-start="1136" data-end="1195" data-col-size="md">Single-family and multifamily (if vacant)</td></tr><tr data-start="1196" data-end="1352"><td data-start="1196" data-end="1233" data-col-size="sm"><strong data-start="1198" data-end="1210">Lot Type</strong></td><td data-start="1233" data-end="1292" data-col-size="md">Urban infill parcels</td><td data-start="1292" data-end="1352" data-col-size="md">Vacant residential lots (≤1.5 acres)</td></tr><tr data-start="1353" data-end="1508"><td data-start="1353" data-end="1389" data-col-size="sm"><strong data-start="1355" data-end="1373">Lot Size Limit</strong></td><td data-start="1389" data-end="1448" data-col-size="md">Up to 5 acres</td><td data-start="1448" data-end="1508" data-col-size="md">Up to 1.5 acres</td></tr><tr data-start="1509" data-end="1663"><td data-start="1509" data-end="1545" data-col-size="sm"><strong data-start="1511" data-end="1531">Parcel Size Min.</strong></td><td data-start="1545" data-end="1604" data-col-size="md">600 sq ft</td><td data-start="1604" data-end="1663" data-col-size="md">1,200 sq ft (if in single-family zones)</td></tr><tr data-start="1664" data-end="1818"><td data-start="1664" data-end="1700" data-col-size="sm"><strong data-start="1666" data-end="1688">Max Homes Approved</strong></td><td data-start="1700" data-end="1759" data-col-size="md">10 total (primary units + ADUs count toward cap)</td><td data-start="1759" data-end="1818" data-col-size="md">10 primary units <strong data-start="1778" data-end="1804">+ unlimited ADUs/JADUs</strong></td></tr><tr data-start="1819" data-end="1974"><td data-start="1819" data-end="1855" data-col-size="sm"><strong data-start="1821" data-end="1846">Average Unit Size Cap</strong></td><td data-start="1855" data-end="1914" data-col-size="md">≤1,750 sq ft per unit (net habitable space)</td><td data-start="1914" data-end="1974" data-col-size="md">No size limit defined</td></tr><tr data-start="1975" data-end="2129"><td data-start="1975" data-end="2011" data-col-size="sm"><strong data-start="1977" data-end="2005">Ownership Models Allowed</strong></td><td data-start="2011" data-end="2070" data-col-size="md">Fee simple, condo, co-op, CLT</td><td data-start="2070" data-end="2129" data-col-size="md">+ Tenancy in common (TIC) allowed</td></tr><tr data-start="2130" data-end="2283"><td data-start="2130" data-end="2166" data-col-size="sm"><strong data-start="2132" data-end="2163">Street Frontage Requirement</strong></td><td data-start="2166" data-end="2225" data-col-size="md">Local rules may apply</td><td data-start="2225" data-end="2283" data-col-size="md">Cities <strong data-start="2234" data-end="2261">cannot require frontage</strong></td></tr><tr data-start="2284" data-end="2439"><td data-start="2284" data-end="2320" data-col-size="sm"><strong data-start="2286" data-end="2302">CEQA Exempt?</strong></td><td data-start="2320" data-end="2379" data-col-size="md">Yes</td><td data-start="2379" data-end="2439" data-col-size="md">Yes</td></tr><tr data-start="2440" data-end="2595"><td data-start="2440" data-end="2476" data-col-size="sm"><strong data-start="2442" data-end="2475">Discretionary Review Allowed?</strong></td><td data-start="2476" data-end="2535" data-col-size="md">No – must be ministerial</td><td data-start="2535" data-end="2595" data-col-size="md">No – must be ministerial</td></tr><tr data-start="2596" data-end="2750"><td data-start="2596" data-end="2632" data-col-size="sm"><strong data-start="2598" data-end="2623">Height &amp; Design Rules</strong></td><td data-start="2632" data-end="2691" data-col-size="md">Must follow objective zoning standards</td><td data-start="2691" data-end="2750" data-col-size="md">Must follow objective standards; height caps limited</td></tr><tr data-start="2751" data-end="2906"><td data-start="2751" data-end="2787" data-col-size="sm"><strong data-start="2753" data-end="2782">Protected Sites Excluded?</strong></td><td data-start="2787" data-end="2846" data-col-size="md">Yes</td><td data-start="2846" data-end="2906" data-col-size="md">Yes</td></tr></tbody></table><div class="sticky end-(--thread-content-margin) h-0 self-end select-none"><div class="absolute end-0 flex items-end"> </div></div></div></div><h2 data-start="2913" data-end="2964">Key Implementation Details and Legal Constraints</h2><p data-start="2966" data-end="3149">While these laws aim to simplify housing approvals, they come with several <strong data-start="3041" data-end="3067">technical restrictions</strong> that developers, planners, and homeowners must understand. Let’s break them down:</p><h3 data-start="3156" data-end="3216">Environmental exclusions and sensitive site restrictions</h3><p data-start="3218" data-end="3377">Both SB 684 and SB 1123 <strong data-start="3242" data-end="3299">exclude development on environmentally sensitive land</strong>. If your project falls into one of these categories, it likely won’t qualify:</p><ul data-start="3379" data-end="3620"><li data-start="3379" data-end="3433"><p data-start="3381" data-end="3433"><strong data-start="3381" data-end="3433">Farmland or land under a Williamson Act contract</strong></p></li><li data-start="3434" data-end="3489"><p data-start="3436" data-end="3489"><strong data-start="3436" data-end="3489">Wetlands or areas with protected wildlife species</strong></p></li><li data-start="3490" data-end="3520"><p data-start="3492" data-end="3520"><strong data-start="3492" data-end="3520">High fire-severity zones</strong></p></li><li data-start="3521" data-end="3563"><p data-start="3523" data-end="3563"><strong data-start="3523" data-end="3563">Sites with known hazardous materials</strong></p></li><li data-start="3564" data-end="3620"><p data-start="3566" data-end="3620"><strong data-start="3566" data-end="3620">Floodways or flood hazard zones (unless mitigated)</strong></p></li></ul><p data-start="3622" data-end="3751">Even though these bills waive CEQA for eligible sites, California’s environmental protections still apply to sensitive locations.</p><h3 data-start="3758" data-end="3802">Tenant protections and demolition limits</h3><p data-start="3804" data-end="3957">These laws are designed to encourage <strong data-start="3841" data-end="3856">new housing</strong>, not to promote displacement. So both SB 684 and SB 1123 include strong <strong data-start="3929" data-end="3956">tenant protection rules</strong>:</p><ul data-start="3959" data-end="4222"><li data-start="3959" data-end="4125"><p data-start="3961" data-end="4017">You <strong data-start="3965" data-end="4007">cannot demolish or replace any housing</strong> that was:</p><ul data-start="4020" data-end="4125"><li data-start="4020" data-end="4052"><p data-start="4022" data-end="4052"><strong data-start="4022" data-end="4052">Rented in the last 7 years</strong></p></li><li data-start="4055" data-end="4084"><p data-start="4057" data-end="4084"><strong data-start="4057" data-end="4084">Subject to rent control</strong></p></li><li data-start="4087" data-end="4125"><p data-start="4089" data-end="4125"><strong data-start="4089" data-end="4125">Designated as affordable housing</strong></p></li></ul></li><li data-start="4126" data-end="4222"><p data-start="4128" data-end="4222">If the site has <strong data-start="4144" data-end="4166">any tenant history</strong>, it’s ineligible—even if the units are currently vacant</p></li></ul><p data-start="4224" data-end="4331">This ensures that new housing supply doesn’t come at the expense of vulnerable renters or affordable stock.</p><h3 data-start="4338" data-end="4373">Objective zoning standards only</h3><p data-start="4375" data-end="4520">Cities can still apply rules to these projects—but only if those rules are <strong data-start="4450" data-end="4478">objective and measurable</strong>. Subjective design review is not allowed.</p><p data-start="4522" data-end="4550">What cities <strong data-start="4534" data-end="4549">can require</strong>:</p><ul data-start="4551" data-end="4797"><li data-start="4551" data-end="4590"><p data-start="4553" data-end="4590">Front yard and side yard <strong data-start="4578" data-end="4590">setbacks</strong></p></li><li data-start="4591" data-end="4665"><p data-start="4593" data-end="4665"><strong data-start="4593" data-end="4610">Height limits</strong> based on zoning (but not more restrictive than normal)</p></li><li data-start="4666" data-end="4704"><p data-start="4668" data-end="4704"><strong data-start="4668" data-end="4688">Parking minimums</strong> (within reason)</p></li><li data-start="4705" data-end="4760"><p data-start="4707" data-end="4760"><strong data-start="4707" data-end="4723">Lot coverage</strong> and <strong data-start="4728" data-end="4754">FAR (floor-area ratio)</strong> rules</p></li><li data-start="4761" data-end="4797"><p data-start="4763" data-end="4797"><strong data-start="4763" data-end="4797">Infrastructure connection fees</strong></p></li></ul><p data-start="4799" data-end="4825">What cities <strong data-start="4811" data-end="4824">cannot do</strong>:</p><ul data-start="4826" data-end="4975"><li data-start="4826" data-end="4883"><p data-start="4828" data-end="4883">Deny a project for “not fitting neighborhood character”</p></li><li data-start="4884" data-end="4923"><p data-start="4886" data-end="4923">Require a design review board hearing</p></li><li data-start="4924" data-end="4975"><p data-start="4926" data-end="4975">Impose vague or discretionary aesthetic standards</p></li></ul><p data-start="4977" data-end="5086">This forces local governments to stick to <strong data-start="5019" data-end="5047">clear, written standards</strong>, which removes delays and uncertainty.</p><h2 data-start="183" data-end="261">Side-by-Side: Comparing SB 684 and SB 1123 for 10-Home Ministerial Projects</h2><p data-start="263" data-end="473">SB 684 and SB 1123 work together—but they target different types of land. If you’re considering a 10-home project in California, it’s important to know which law applies to your site and how their rules differ.</p><p data-start="475" data-end="569">The table below breaks down the <strong data-start="507" data-end="526">key differences</strong> and <strong data-start="531" data-end="550">shared features</strong> of these two laws.</p><h3 data-start="571" data-end="609">SB 684 vs SB 1123: At a Glance</h3>								</div>
				<div class="elementor-element elementor-element-78b6b2c elementor-widget elementor-widget-html" data-id="78b6b2c" data-element_type="widget" data-e-type="widget" data-widget_type="html.default">
					<table border="1" cellpadding="8" cellspacing="0" style="border-collapse: collapse; width: 100%;">
  <thead style="background-color: #f4f4f4;">
    <tr>
      <th style="text-align: left;">Feature</th>
      <th style="text-align: left;">SB 684</th>
      <th style="text-align: left;">SB 1123</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td><strong>Effective Date</strong></td>
      <td>July 1, 2024</td>
      <td>July 1, 2025</td>
    </tr>
    <tr>
      <td><strong>Eligible Zones</strong></td>
      <td>Multifamily zones</td>
      <td>Vacant single-family residential zones</td>
    </tr>
    <tr>
      <td><strong>Maximum Lot Size</strong></td>
      <td>5 acres</td>
      <td>1.5 acres</td>
    </tr>
    <tr>
      <td><strong>Minimum Parcel Size</strong></td>
      <td>600 sq ft</td>
      <td>1,200 sq ft</td>
    </tr>
    <tr>
      <td><strong>Density Requirement</strong></td>
      <td>Must allow 10 parcels under zoning or Housing Element</td>
      <td>At least 66% of General Plan density</td>
    </tr>
    <tr>
      <td><strong>Vacancy Requirement</strong></td>
      <td>Not required</td>
      <td>Must be vacant with no tenant in last 7 years</td>
    </tr>
    <tr>
      <td><strong>Ownership Types Allowed</strong></td>
      <td>Fee simple, condo, co-op, community land trust</td>
      <td>All of SB 684 + tenancy in common (TIC)</td>
    </tr>
    <tr>
      <td><strong>ADUs and JADUs</strong></td>
      <td>Optional; count toward 10-home cap</td>
      <td>Allowed; do <strong>not</strong> count toward 10-home cap</td>
    </tr>
    <tr>
      <td><strong>Ministerial Approval</strong></td>
      <td>Yes</td>
      <td>Yes</td>
    </tr>
    <tr>
      <td><strong>CEQA Exemption</strong></td>
      <td>Yes</td>
      <td>Yes</td>
    </tr>
  </tbody>
</table>
				</div>
				<div class="elementor-element elementor-element-215733f elementor-widget elementor-widget-text-editor" data-id="215733f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
									<h3 data-start="2440" data-end="2477">Key Takeaways from the Comparison</h3><ul data-start="2479" data-end="2905"><li data-start="2479" data-end="2562"><p data-start="2481" data-end="2562"><strong data-start="2481" data-end="2491">SB 684</strong> is best for urban sites zoned for multifamily housing—even small ones.</p></li><li data-start="2563" data-end="2684"><p data-start="2565" data-end="2684"><strong data-start="2565" data-end="2576">SB 1123</strong> opens the door to building on <strong data-start="2607" data-end="2636">vacant single-family lots</strong>, a major expansion of infill housing potential.</p></li><li data-start="2685" data-end="2796"><p data-start="2687" data-end="2796"><strong data-start="2687" data-end="2700">Both laws</strong> cut out CEQA delays and discretionary review, making small housing projects faster and cheaper.</p></li><li data-start="2797" data-end="2905"><p data-start="2799" data-end="2905"><strong data-start="2799" data-end="2810">SB 1123</strong> is more restrictive on tenant history but more flexible with ADUs and shared ownership models.</p></li></ul><p data-start="2907" data-end="3079">If your site doesn’t qualify under one law, it might qualify under the other. Many developers will use both to <strong data-start="3018" data-end="3078">build small, affordable homes across multiple site types</strong>.</p><h2 data-start="194" data-end="246">Real-World Impact: What’s Happening on the Ground</h2><p data-start="248" data-end="496">SB 684 and SB 1123 aren’t just policy ideas—they’re already shaping how housing gets built across California. Cities, developers, and community leaders are testing these laws and exploring how they can speed up infill housing without major battles.</p><p data-start="248" data-end="496"><img decoding="async" class=" wp-image-4686 aligncenter" src="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2200071165-612x612-1.jpg" alt="Aerial Drone view of Sydney Urban Sprawl and Suburban housing Suburb of Ashbury and Croydon with roof tops, the streets and the parks NSW Australia" width="680" height="382" srcset="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2200071165-612x612-1.jpg 612w, https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2200071165-612x612-1-300x169.jpg 300w" sizes="(max-width: 680px) 100vw, 680px" /></p><p data-start="498" data-end="562">Let’s look at how these laws are beginning to work in real time.</p><h3 data-start="569" data-end="620">Developer interest and early municipal adoption</h3><p data-start="622" data-end="943">Since SB 684 went into effect in July 2024, developers across California have shown strong interest in using the law—especially in <strong data-start="753" data-end="775">Los Angeles County</strong>, <strong data-start="777" data-end="792">Santa Clara</strong>, and parts of <strong data-start="807" data-end="828">the Inland Empire</strong>. Many developers are focusing on <strong data-start="862" data-end="896">underutilized multifamily lots</strong> near transit or in older commercial corridors.</p><p data-start="945" data-end="1052">Some cities are taking the lead by actively encouraging 10-home ministerial subdivisions. Examples include:</p><ul data-start="1053" data-end="1275"><li data-start="1053" data-end="1131"><p data-start="1055" data-end="1131"><strong data-start="1055" data-end="1068">Hawthorne</strong>: Released a detailed SB 684 application checklist and site map</p></li><li data-start="1132" data-end="1192"><p data-start="1134" data-end="1192"><strong data-start="1134" data-end="1144">Cudahy</strong>: Amended zoning to align with SB 684 objectives</p></li><li data-start="1193" data-end="1275"><p data-start="1195" data-end="1275"><strong data-start="1195" data-end="1207">Rosemead</strong>: Created pre-approved parceling templates to reduce processing time</p></li></ul><p data-start="1277" data-end="1461">Cities that embrace the law are seeing <strong data-start="1316" data-end="1337">faster permitting</strong> and more interest from small to mid-size builders who had previously avoided infill projects due to delays and uncertainty.</p><p data-start="1463" data-end="1666">Meanwhile, cities that haven’t adopted internal procedures yet are creating confusion. Some applicants report inconsistent interpretations or long wait times—despite the 60-day approval clock in the law.</p><h3 data-start="1673" data-end="1727">Permitting speed and financial impact for builders</h3><p data-start="1729" data-end="1892">One of the biggest benefits of SB 684 is time. By skipping CEQA and avoiding discretionary review, developers can save <strong data-start="1848" data-end="1866">6 to 18 months</strong> on the approval timeline.</p><p data-start="1894" data-end="1996">That matters. Every month of delay increases carrying costs and financing risk. Faster approval means:</p><ul data-start="1997" data-end="2152"><li data-start="1997" data-end="2027"><p data-start="1999" data-end="2027">Lower pre-construction costs</p></li><li data-start="2028" data-end="2070"><p data-start="2030" data-end="2070">More certainty for lenders and investors</p></li><li data-start="2071" data-end="2152"><p data-start="2073" data-end="2152">Reduced soft costs like legal fees, environmental studies, and design revisions</p></li></ul><p data-start="2154" data-end="2394">Some cities have also begun coordinating SB 684 with <strong data-start="2207" data-end="2217">SB 937</strong>, which allows cities to <strong data-start="2242" data-end="2263">defer impact fees</strong> until after units are built or sold. This provides huge cash flow advantages for smaller developers without deep capital reserves.</p><p data-start="2396" data-end="2545">On a 10-home project, total savings could range from <strong data-start="2449" data-end="2473">$150,000 to $400,000</strong>, depending on location, permitting fees, and whether ADUs are included.</p><h3 data-start="2552" data-end="2598">Starter home production and gentle density</h3><p data-start="2600" data-end="2736">The biggest potential win? <strong data-start="2627" data-end="2681">More starter homes built where people already live</strong>—without needing massive upzoning or disruptive towers.</p><p data-start="2738" data-end="2888">These laws encourage what planners call <strong data-start="2778" data-end="2798">“gentle density”</strong>: adding a small number of units to neighborhoods without changing their character. Think:</p><ul data-start="2889" data-end="2995"><li data-start="2889" data-end="2915"><p data-start="2891" data-end="2915">Cottages in a cul-de-sac</p></li><li data-start="2916" data-end="2950"><p data-start="2918" data-end="2950">Rowhomes near a commercial strip</p></li><li data-start="2951" data-end="2995"><p data-start="2953" data-end="2995">Clustered bungalows on an empty corner lot</p></li></ul><p data-start="2997" data-end="3128">These homes often fall into the “naturally affordable” category—smaller by design, with lower prices than larger market-rate units.</p><p data-start="3130" data-end="3302">Analysts project that <strong data-start="3152" data-end="3226">SB 684 alone could enable 8,000 to 15,000 new homes statewide per year</strong>, especially in coastal regions where zoning is tight and land is expensive.</p><p data-start="3304" data-end="3493">SB 1123, when it goes into effect in 2025, could <strong data-start="3353" data-end="3375">double that number</strong> by unlocking vacant single-family lots across suburban areas—sites that were nearly impossible to build on until now.</p><h2 data-start="160" data-end="241">Strategic Guidance for Stakeholders: How to Use SB 684 and SB 1123 Effectively</h2><p data-start="243" data-end="496">SB 684 and SB 1123 offer powerful new tools—but success depends on knowing how to navigate them. Whether you’re a developer, city planner, homeowner, or community group, understanding the rules and timelines will help you move faster and avoid setbacks.</p><p data-start="498" data-end="552">Below is guidance tailored for each stakeholder group.</p><h3 data-start="559" data-end="627">For Developers and Builders: How to unlock small-lot housing now</h3><p data-start="629" data-end="714">If you’re a builder interested in 10-home infill projects, here’s how to get started:</p><p data-start="716" data-end="778"><strong data-start="716" data-end="752">1. Identify eligible sites early</strong><br data-start="752" data-end="755" />Look for lots that are:</p><ul data-start="779" data-end="968"><li data-start="779" data-end="841"><p data-start="781" data-end="841">Zoned multifamily (SB 684) or vacant single-family (SB 1123)</p></li><li data-start="842" data-end="906"><p data-start="844" data-end="906">Under the acreage limits (5 acres for SB 684, 1.5 for SB 1123)</p></li><li data-start="907" data-end="968"><p data-start="909" data-end="968">Free of environmental constraints or recent tenant activity</p></li></ul><p data-start="970" data-end="1036">Use public GIS tools and zoning maps to screen properties quickly.</p><p data-start="1038" data-end="1129"><strong data-start="1038" data-end="1080">2. Prepare clean, compliant site plans</strong><br data-start="1080" data-end="1083" />Ministerial approval only works if your plans:</p><ul data-start="1130" data-end="1267"><li data-start="1130" data-end="1171"><p data-start="1132" data-end="1171">Meet all <strong data-start="1141" data-end="1171">objective zoning standards</strong></p></li><li data-start="1172" data-end="1215"><p data-start="1174" data-end="1215">Follow setback, height, and parking rules</p></li><li data-start="1216" data-end="1267"><p data-start="1218" data-end="1267">Include clear parcel boundaries and access points</p></li></ul><p data-start="1269" data-end="1370">Cities cannot deny you if your plans meet the law—but they can delay you if documents are incomplete.</p><p data-start="1372" data-end="1479"><strong data-start="1372" data-end="1416">3. Consider alternative ownership models</strong><br data-start="1416" data-end="1419" />If traditional fee-simple sales don’t pencil out, look into:</p><ul data-start="1480" data-end="1563"><li data-start="1480" data-end="1509"><p data-start="1482" data-end="1509"><strong data-start="1482" data-end="1509">Tenancy in common (TIC)</strong></p></li><li data-start="1510" data-end="1535"><p data-start="1512" data-end="1535"><strong data-start="1512" data-end="1535">Condominium mapping</strong></p></li><li data-start="1536" data-end="1563"><p data-start="1538" data-end="1563"><strong data-start="1538" data-end="1563">Community land trusts</strong></p></li></ul><p data-start="1565" data-end="1627">These options give flexibility in financing and long-term use.</p><p data-start="1629" data-end="1721"><strong data-start="1629" data-end="1690">4. Take advantage of fee deferrals and layered incentives</strong><br data-start="1690" data-end="1693" />Combine SB 684/SB 1123 with:</p><ul data-start="1722" data-end="1822"><li data-start="1722" data-end="1749"><p data-start="1724" data-end="1749"><strong data-start="1724" data-end="1749">SB 937 (fee deferral)</strong></p></li><li data-start="1750" data-end="1791"><p data-start="1752" data-end="1791"><strong data-start="1752" data-end="1791">SB 450 (objective design standards)</strong></p></li><li data-start="1792" data-end="1822"><p data-start="1794" data-end="1822"><strong data-start="1794" data-end="1822">SB 1211 (ADU exemptions)</strong></p></li></ul><p data-start="1824" data-end="1883">This approach can improve project cash flow and lower risk.</p><h3 data-start="1890" data-end="1973">For Planning Staff and Local Governments: How to implement the laws responsibly</h3><p><img loading="lazy" decoding="async" class=" wp-image-4687 aligncenter" src="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2161968126-612x612-1.jpg" alt="Asian male architect works at desk with house model toy and A3 paper blueprints, construction real estate law, zoning, permits, and resolving property disputes through arbitration and litigation." width="708" height="472" srcset="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2161968126-612x612-1.jpg 612w, https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-2161968126-612x612-1-300x200.jpg 300w" sizes="(max-width: 708px) 100vw, 708px" /></p><p data-start="1975" data-end="2118">Cities are required to process these applications—but many haven’t built internal systems yet. Here’s what local governments should prioritize:</p><p data-start="2120" data-end="2187"><strong data-start="2120" data-end="2164">1. Adopt clear administrative procedures</strong><br data-start="2164" data-end="2167" />Cities must publish:</p><ul data-start="2188" data-end="2249"><li data-start="2188" data-end="2200"><p data-start="2190" data-end="2200">Checklists</p></li><li data-start="2201" data-end="2220"><p data-start="2203" data-end="2220">Application forms</p></li><li data-start="2221" data-end="2249"><p data-start="2223" data-end="2249">Parcel qualification tools</p></li></ul><p data-start="2251" data-end="2348">Standardizing the process protects staff from legal challenges and improves developer compliance.</p><p data-start="2350" data-end="2463"><strong data-start="2350" data-end="2402">2. Train staff and update zoning interpretations</strong><br data-start="2402" data-end="2405" />Code enforcement, planning, and building officials should:</p><ul data-start="2464" data-end="2642"><li data-start="2464" data-end="2536"><p data-start="2466" data-end="2536">Understand the difference between discretionary and ministerial review</p></li><li data-start="2537" data-end="2602"><p data-start="2539" data-end="2602">Avoid applying subjective design reviews to qualifying projects</p></li><li data-start="2603" data-end="2642"><p data-start="2605" data-end="2642">Know when CEQA does or does not apply</p></li></ul><p data-start="2644" data-end="2727"><strong data-start="2644" data-end="2702">3. Track project volume and identify common roadblocks</strong><br data-start="2702" data-end="2705" />Cities should monitor:</p><ul data-start="2728" data-end="2834"><li data-start="2728" data-end="2772"><p data-start="2730" data-end="2772">How many SB 684/SB 1123 projects are filed</p></li><li data-start="2773" data-end="2798"><p data-start="2775" data-end="2798">How long approvals take</p></li><li data-start="2799" data-end="2834"><p data-start="2801" data-end="2834">What issues slow the process down</p></li></ul><p data-start="2836" data-end="2902">This helps build trust with both developers and community members.</p><h3 data-start="2909" data-end="2990">For Homeowners and Community Advocates: What this means for your neighborhood</h3><p data-start="2992" data-end="3139">If you’re a homeowner or housing advocate, these laws give you a way to support small-scale housing <strong data-start="3092" data-end="3120">without major disruption</strong> to your community.</p><p data-start="3141" data-end="3161"><strong data-start="3141" data-end="3161">What you can do:</strong></p><ul data-start="3162" data-end="3451"><li data-start="3162" data-end="3233"><p data-start="3164" data-end="3233">Identify <strong data-start="3173" data-end="3209">vacant lots in your neighborhood</strong> that could be developed</p></li><li data-start="3234" data-end="3298"><p data-start="3236" data-end="3298">Encourage your city to adopt SB 684/SB 1123 procedures quickly</p></li><li data-start="3299" data-end="3375"><p data-start="3301" data-end="3375">Talk with small builders or nonprofit developers about infill partnerships</p></li><li data-start="3376" data-end="3451"><p data-start="3378" data-end="3451">Support <strong data-start="3386" data-end="3404">gentle density</strong> in neighborhood meetings and planning sessions</p></li></ul><p data-start="3453" data-end="3610">These homes aren’t luxury condos or high-rise towers. They’re often duplexes, bungalows, or cottages—ideal for seniors, young families, or first-time buyers.</p><h2 data-start="164" data-end="225">Challenges, Risks, and Open Issues with SB 684 and SB 1123</h2><p data-start="227" data-end="437">While SB 684 and SB 1123 open exciting opportunities for small-scale housing, they are not without friction. Developers and cities face legal, political, and practical hurdles in putting these laws into action.</p><p data-start="439" data-end="510">Understanding these risks can help you plan smarter and avoid missteps.</p><h3 data-start="517" data-end="562">Municipal resistance and ordinance delays</h3><p data-start="564" data-end="676">Even though SB 684 is already in effect (and SB 1123 starts July 2025), many cities have been <strong data-start="658" data-end="675">slow to adapt</strong>.</p><p data-start="678" data-end="700">Common issues include:</p><ul data-start="701" data-end="922"><li data-start="701" data-end="759"><p data-start="703" data-end="759"><strong data-start="703" data-end="730">No published procedures</strong> for ministerial applications</p></li><li data-start="760" data-end="814"><p data-start="762" data-end="814">Staff still using <strong data-start="780" data-end="814">discretionary review standards</strong></p></li><li data-start="815" data-end="873"><p data-start="817" data-end="873">Confusion about <strong data-start="833" data-end="873">objective vs subjective design rules</strong></p></li><li data-start="874" data-end="922"><p data-start="876" data-end="922">Local policies that still contradict state law</p></li></ul><p data-start="924" data-end="1062">Some cities may resist implementation outright. Others may try to delay projects with vague requirements or excessive plan check requests.</p><p data-start="1064" data-end="1190"><strong data-start="1067" data-end="1075">Tip:</strong> If you&#8217;re a developer, cite the law in writing, track deadlines (like the 60-day rule), and escalate if necessary.</p><h3 data-start="1197" data-end="1238">Litigation risk and legal uncertainty</h3><p data-start="1240" data-end="1336">Because these laws override local control, legal challenges are likely. Possible issues include:</p><ul data-start="1337" data-end="1489"><li data-start="1337" data-end="1386"><p data-start="1339" data-end="1386">Cities being sued for denying eligible projects</p></li><li data-start="1387" data-end="1435"><p data-start="1389" data-end="1435">Neighbors filing lawsuits over CEQA exemptions</p></li><li data-start="1436" data-end="1489"><p data-start="1438" data-end="1489">Disputes over density calculations or tenant status</p></li></ul><p data-start="1491" data-end="1575">Most legal experts expect state law to prevail, but lawsuits can still cause delays.</p><p data-start="1577" data-end="1727">Also, many terms in the bills—like &#8220;vacant&#8221; or &#8220;objective standards&#8221;—can be interpreted differently. Until courts clarify them, <strong data-start="1705" data-end="1726">gray areas remain</strong>.</p><h3 data-start="1734" data-end="1786">Design compatibility and infrastructure concerns</h3><p data-start="1788" data-end="1882">Some cities worry these projects may not fit neighborhood aesthetics or strain infrastructure.</p><p data-start="1884" data-end="1905">Key concerns include:</p><ul data-start="1906" data-end="2116"><li data-start="1906" data-end="1962"><p data-start="1908" data-end="1962">Lack of uniform design (no subjective reviews allowed)</p></li><li data-start="1963" data-end="2020"><p data-start="1965" data-end="2020">Increased need for sewer, water, or stormwater upgrades</p></li><li data-start="2021" data-end="2068"><p data-start="2023" data-end="2068">Parcel access on flag lots or mid-block sites</p></li><li data-start="2069" data-end="2116"><p data-start="2071" data-end="2116">No street frontage requirements under SB 1123</p></li></ul><p data-start="2118" data-end="2221">While the laws preserve safety standards, cities may feel they lack tools to manage growth effectively.</p><h3 data-start="2228" data-end="2264">Equity and displacement concerns</h3><p data-start="2266" data-end="2322">Even with tenant protections, some advocates worry that:</p><ul data-start="2323" data-end="2502"><li data-start="2323" data-end="2382"><p data-start="2325" data-end="2382">These laws could indirectly <strong data-start="2353" data-end="2382">gentrify low-income areas</strong></p></li><li data-start="2383" data-end="2439"><p data-start="2385" data-end="2439">Developers may use legal loopholes to displace tenants</p></li><li data-start="2440" data-end="2502"><p data-start="2442" data-end="2502">New homes may still be <strong data-start="2465" data-end="2481">out of reach</strong> for working families</p></li></ul><p data-start="2504" data-end="2659">On the other hand, supporters argue that <strong data-start="2545" data-end="2575">starter homes are critical</strong> for young families, seniors, and essential workers priced out of large-lot housing.</p><p data-start="2661" data-end="2718">To ensure equitable outcomes, cities and builders should:</p><ul data-start="2719" data-end="2881"><li data-start="2719" data-end="2783"><p data-start="2721" data-end="2783">Explore <strong data-start="2729" data-end="2754">community land trusts</strong> and <strong data-start="2759" data-end="2783">shared equity models</strong></p></li><li data-start="2784" data-end="2815"><p data-start="2786" data-end="2815">Keep <strong data-start="2791" data-end="2815">ADU rents affordable</strong></p></li><li data-start="2816" data-end="2881"><p data-start="2818" data-end="2881">Focus on <strong data-start="2827" data-end="2853">high-opportunity zones</strong>, not just gentrifying areas</p></li></ul>								</div>
				<div class="elementor-element elementor-element-d2c030f elementor-widget elementor-widget-text-editor" data-id="d2c030f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
									<figure id="attachment_12383" aria-describedby="caption-attachment-12383" style="width: 800px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" class="size-full wp-image-12383" src="https://jdj-consulting.com/wp-content/uploads/2025/12/Purple-and-White-Modern-Information-Business-Infographic.jpg" alt="Infographic explaining SB 684 and SB 1123 ministerial approval for up to 10 homes per lot, benefits, and process." width="800" height="2000" /><figcaption id="caption-attachment-12383" class="wp-caption-text"><strong>SB 684 &amp; SB 1123 streamline approval for up to 10 homes per lot, boosting affordable housing in California.</strong></figcaption></figure><h2 data-start="272" data-end="334">Conclusion: A New Era for Small-Scale Housing in California</h2><p data-start="336" data-end="586">California needs more homes—and fast. SB 684 and SB 1123 offer a practical path forward. Instead of waiting years for approvals, developers can now build <strong data-start="490" data-end="522">up to 10 homes ministerially</strong> on small, urban lots and even <strong data-start="553" data-end="585">vacant single-family parcels</strong>.</p><p data-start="588" data-end="599">These laws:</p><ul data-start="600" data-end="692"><li data-start="600" data-end="622"><p data-start="602" data-end="622">Cut through red tape</p></li><li data-start="623" data-end="647"><p data-start="625" data-end="647">Eliminate CEQA reviews</p></li><li data-start="648" data-end="692"><p data-start="650" data-end="692">Remove the politics from housing approvals</p></li></ul><p data-start="694" data-end="967">For developers, that means less risk and more predictability. For cities, it means a steady flow of new homes in walkable, transit-rich areas. And for families, it means a new supply of <strong data-start="880" data-end="897">starter homes</strong>, <strong data-start="899" data-end="911">duplexes</strong>, and <strong data-start="917" data-end="929">cottages</strong>—often naturally affordable by design.</p><p data-start="969" data-end="1158">But success depends on education, action, and oversight. Builders must follow objective rules. Cities must adopt clear procedures. And advocates must ensure equity is part of every project.</p><p data-start="1160" data-end="1258">California’s housing crisis won’t be solved by one law. But this is a step in the right direction.</p><p data-start="1160" data-end="1258"><img loading="lazy" decoding="async" class="aligncenter wp-image-4689" src="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1137444207-612x612-1.jpg" alt="Portrait of happy family against house. Multi-ethnic parents and children are smiling on driveway. They are having fun together during weekend. SB 684" width="657" height="438" srcset="https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1137444207-612x612-1.jpg 612w, https://jdj-consulting.com/wp-content/uploads/2025/07/istockphoto-1137444207-612x612-1-300x200.jpg 300w" sizes="(max-width: 657px) 100vw, 657px" /></p><blockquote><h3 data-start="192" data-end="259">Ready to explore small-lot development under SB 684 or SB 1123?</h3></blockquote><p data-start="261" data-end="587">Our <a href="https://jdj-consulting.com/land-use-consulting/">experienced land use consultants</a> at JDJ Consulting Group are here to help you understand California’s changing housing laws. Whether you&#8217;re a developer seeking streamlined approvals or a property owner exploring subdivision options, we’ll guide you through every step—from site eligibility to ministerial mapping strategies.</p><p data-start="0" data-end="253">Ready to accelerate your project under SB 684 and SB 1123?</p><p data-start="0" data-end="253">The team at <strong data-start="71" data-end="95">JDJ Consulting Group</strong> stands ready to assist with zoning analysis, entitlement strategy, and permit-expediting tailored to California’s streamlined ministerial approval process.</p><p data-start="255" data-end="737">Call us today at <a href="tel: (818) 793-5058"><strong data-start="275" data-end="293">(818) 793-5058</strong></a> or email <strong data-start="303" data-end="331"><a class="decorated-link cursor-pointer" rel="noopener" data-start="305" data-end="329">sales@jdj-consulting.com</a></strong> to discuss how your site can qualify and benefit. Visit our office: <strong data-start="405" data-end="476">12925 Riverside Dr Suite 302, Sherman Oaks, CA 91423, United States</strong>.</p><p data-start="255" data-end="737">Book your <strong data-start="493" data-end="514">free consultation</strong> now: <a class="decorated-link" href="https://jdj-consulting.com/book-consultation/" target="_new" rel="noopener" data-start="520" data-end="614">https://jdj-consulting.com/book-consultation/. </a>Explore our full suite of services here: <a class="decorated-link" href="https://jdj-consulting.com/services/" target="_new" rel="noopener" data-start="661" data-end="737">https://jdj-consulting.com/services/</a></p><h2 data-start="1265" data-end="1297">FAQs About SB 684 and SB 1123</h2><h3 data-start="1299" data-end="1354">What is ministerial approval in California housing?</h3><p data-start="1356" data-end="1586">Ministerial approval means a city must approve a project <strong data-start="1413" data-end="1448">if it meets objective standards</strong>. There are no public hearings, no CEQA review, and no political discretion. It’s faster and more predictable than discretionary approval.</p><h3 data-start="1588" data-end="1648">How many homes can be approved under SB 684 and SB 1123?</h3><p data-start="1650" data-end="1826">Up to <strong data-start="1656" data-end="1668">10 homes</strong> can be approved ministerially per project. Under SB 684, ADUs count toward that cap. Under SB 1123, ADUs and JADUs <strong data-start="1784" data-end="1794">do not</strong> count toward the 10-home limit.</p><h3 data-start="1828" data-end="1882">Can I use SB 684 on a lot in a single-family zone?</h3><p data-start="1884" data-end="2047">No. SB 684 only applies to <strong data-start="1911" data-end="1937">multifamily-zoned lots</strong>. If your lot is zoned single-family and is vacant, you may be able to use <strong data-start="2012" data-end="2023">SB 1123</strong>, starting July 1, 2025.</p><h3 data-start="2049" data-end="2111">What are the size limits for homes built under these laws?</h3><p data-start="2113" data-end="2272">SB 684 requires the <strong data-start="2133" data-end="2174">average home size to be ≤ 1,750 sq ft</strong> (net habitable space). SB 1123 has <strong data-start="2210" data-end="2249">minimum parcel sizes of 1,200 sq ft</strong>, but no unit size cap.</p><h3 data-start="2274" data-end="2320">Do these laws override local zoning codes?</h3><p data-start="2322" data-end="2489">No, they do not override zoning. But they do <strong data-start="2367" data-end="2393">limit local discretion</strong>. As long as a project meets written zoning standards, cities <strong data-start="2455" data-end="2474">must approve it</strong> ministerially.</p><h3 data-start="2491" data-end="2533">Are CEQA and public hearings required?</h3><p data-start="2535" data-end="2683">No. Both laws <strong data-start="2549" data-end="2587">exempt eligible projects from CEQA</strong> and do not allow public hearings or appeals. This keeps the approval process short and focused.</p>								</div>
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  <h3 style="color: #2c3e50;"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4ca.png" alt="📊" class="wp-smiley" style="height: 1em; max-height: 1em;" /> SB 684 vs SB 1123: Quick Comparison</h3>
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    <!-- SB 684 Card -->
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      <h4 style="margin-top: 0; color: #1e8449;">SB 684</h4>
      <ul style="margin: 0; padding-left: 1.2em;">
        <li>Applies to multifamily zones</li>
        <li>Lot size up to 5 acres</li>
        <li>CEQA-exempt, no hearings</li>
        <li>Average unit ≤ 1,750 sq ft</li>
        <li>Effective July 1, 2024</li>
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    <!-- SB 1123 Card -->
    <div style="flex: 1 1 45%; background-color: #f9f9f9; padding: 20px; border-radius: 12px; box-shadow: 0 4px 10px rgba(0,0,0,0.1); position: relative;" onmouseover="this.style.backgroundColor='#e3f2fd';" onmouseout="this.style.backgroundColor='#f9f9f9';">
      <h4 style="margin-top: 0; color: #1565c0;">SB 1123</h4>
      <ul style="margin: 0; padding-left: 1.2em;">
        <li>Applies to vacant SF lots</li>
        <li>Lot size up to 1.5 acres</li>
        <li>No CEQA or public input</li>
        <li>ADUs don’t count toward 10 homes</li>
        <li>Effective July 1, 2025</li>
      </ul>
    </div>
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		<p>The post <a href="https://jdj-consulting.com/10-homes-approved-ministerially-sb-684-and-sb-1123-explained/">10 Homes Approved Ministerially: SB 684 and SB 1123 Explained</a> appeared first on <a href="https://jdj-consulting.com">JDJ Consulting</a>.</p>
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