When Real Estate Dreams Crash: Why DSCR Loans Are Risky
Real estate has always been seen as a safe investment. Buy a property, rent it out, build equity over time — simple, right? But recent trends show that what worked in the past doesn’t always work today. Over the past few years, a new wave of small-time investors, often dubbed “wannabe real estate moguls,” have […]
Complete Guide to SB 9 Setbacks for Homeowners and Developers
California’s Senate Bill 9 (SB 9) allows homeowners to split a lot and build up to two residential units. While SB 9 makes development easier, local setback requirements still apply. Setbacks are the minimum required distances between your building and the property lines, and they are designed to maintain privacy, safety, and neighborhood character. Understanding […]
Understanding SB 9 Eligibility in California
SB 9 is a California housing law that lets homeowners add more homes on single-family lots. It also allows some parcels to be split into two. The idea is to support more housing in areas that already have roads, parks, and services. The process is faster than many traditional permits because SB 9 relies on […]
