SB 9 is a California housing law that lets homeowners add more homes on single-family lots. It also allows some parcels to be split into two. The idea is to support more housing in areas that already have roads, parks, and services.

The process is faster than many traditional permits because SB 9 relies on “ministerial approval.” This means cities review your plans using clear rules instead of long hearings. It saves time for many property owners.

However, not every lot qualifies. SB 9 has strict eligibility criteria. Many parcels meet the zoning requirement but fail because of environmental or historic limits. So it is important to understand where the law applies and what could block approval.

Here is a quick overview of what SB 9 tries to achieve:

  • Increase housing options in existing neighborhoods.

  • Allow homeowners to create two units on one lot.

  • Support lot splits when certain standards are met.

  • Reduce delays created by discretionary review.

Quick Look at SB 9 Goals

GoalWhat It Means for Homeowners
Add housing in single-family zonesYou may add one more unit or consider a lot split
Simple review processFewer hearings and faster decisions
More flexibilitySmaller homes or duplex-style layouts become possible
Protect tenants and historic areasSome parcels remain off-limits

Core Eligibility Requirements for SB 9

SB 9 has several baseline requirements. These rules decide whether a parcel even qualifies for review. If a lot fails at this stage, the city cannot approve an SB 9 project.

The two big requirements are zoning and location. Then there are additional rules about the parcel’s condition, history, and environmental status.

Let’s break down the essentials in plain terms.

Land or landscape of green field with aerial view icon of residential agriculture farm.

Zoning: The Property Must Be in a Single-Family Residential Zone

Your parcel must be zoned for single-family homes. Cities label these zones differently. Some use “R-1,” while others use local names. But the meaning is the same. The area is meant for one main home on each lot.

If your property is not in a single-family zone, then SB 9 does not apply. Multi-family, mixed-use, or commercial zones are not eligible.

Cities usually publish zoning maps. Checking that map is the first step.

Location: The Parcel Must Sit in an Urbanized Area

SB 9 only applies to lots in an “urbanized area” or “urban cluster.” These terms come from federal mapping. They cover places with established neighborhoods and built infrastructure.

Most cities in California fall into this category. But some edge-of-town or semi-rural parcels do not.

Here is a simple way to think about it:

Location TypeSB 9 Eligible?Notes
Urbanized areaYesMost parcels in California cities
Urban clusterOften yesDepends on boundaries
Rural zoneNoSB 9 does not cover rural land
Outlying parcels with limited servicesNoFails infrastructure expectation

Restrictions and Conditions That Can Block SB 9 Eligibility

Even if your parcel is in the right zone and location, it may still be disqualified. SB 9 has several land-use, environmental, and legal protections built into the law.

These rules help protect sensitive land, historic resources, and tenants.

Cities must review these limits before they approve any SB 9 project.

Environmental and Land-Use Restrictions

Your property may not qualify if it sits in a sensitive or protected area. Some examples include:

  • Prime farmland

  • Wetlands

  • Conservation land

  • Habitat for protected species

  • Very High Fire Hazard Severity Zones

  • Floodways or certain flood-risk areas

  • Hazardous waste sites

These restrictions help reduce risk and protect public safety.

Historic and Affordable Housing Restrictions

SB 9 does not allow development that harms important cultural or affordable housing assets. This includes:

  • Homes in historic districts

  • Designated historic buildings

  • Deed-restricted affordable homes

  • Rent-controlled homes

  • Properties with tenants in the last three years

If any of these conditions apply, the parcel is usually ineligible.

SB 9 Housing Approvals by City 🏘️

Data Source: JDJ Consulting

What Is SB 9 and Why It Matters for California Homeowners

SB 9 is a California housing law passed in 2021. It lets qualified homeowners split their lot or add another home on the same property. The goal is simple. The state wants to help ease the housing shortage by allowing more small-scale homes in existing neighborhoods.

For many property owners, SB 9 feels like a big opportunity. It offers a way to build more housing, create rental income, or support multigenerational living. But the law is not a free pass. Cities still have rules. And you must meet the eligibility criteria before you can start.

Land plot for building house aerial view, land field with pins, pin location for housing subdivision residential development owned sale rent buy or investment home or house expand the city suburb

Below is a quick overview of what SB 9 allows:

  • Urban lot splits
    You may split one residential lot into two legal parcels.

  • Two-unit development
    You can build up to two homes on a qualifying lot.

  • Both options on some properties
    In some cases, you may build two units on each newly created lot.

Even though SB 9 is statewide, each city can add its own standards. These local rules must stay “objective,” but they can limit things like design, parking, and building size.

Why SB 9 Has Strict Eligibility Rules

SB 9 changes long-standing zoning patterns. Because of this, the state added rules to avoid misuse. The law tries to balance two goals:

  1. Increase housing supply

  2. Protect neighborhoods from overdevelopment

This is why eligibility rules exist. They make sure the property is safe, suitable for development, and not part of a protected area.

SB 9 Eligibility Criteria: Core Requirements Explained

To qualify for SB 9, your property must meet the basic requirements in the California Government Code. These rules determine whether your lot is even allowed to apply.

Here are the main criteria in simple terms.

1. The property must be in an urban area

The lot must be located:

  • In an urbanized area, or

  • In an urban cluster recognized by the U.S. Census Bureau.

Almost all city neighborhoods qualify. Most rural or remote areas do not.

2. Your lot must be zoned for single-family homes

The law only applies to parcels zoned for single-family residential use. If your lot is zoned commercial, industrial, or multi-family, it does not qualify.

3. The property cannot be in a protected zone

Some areas are completely off-limits under SB 9. Examples include:

  • High fire hazard severity zones (unless certain mitigation standards are met).

  • Hazardous waste sites.

  • Floodplains without proper safety measures.

  • Prime farmland or protected agricultural land.

  • Land with conservation easements.

If your property falls into one of these categories, you may not qualify.

4. The existing home cannot be tenant-occupied (in some situations)

SB 9 includes strong protections for renters. You may not use SB 9 if:

  • A tenant has lived in the home in the last 3 years.

  • The home is under rent control.

  • The property was withdrawn from the rental market under the Ellis Act within the last 15 years.

5. No historic district properties

Homes in a local or state historic district are excluded. City registers and state databases list these properties.

Table: Core SB 9 Eligibility Requirements (Quick Overview)

RequirementDoes It Affect Eligibility?Simple Explanation
Urban locationYesProperty must be in an urbanized area.
Single-family zoningYesLot must be zoned for single-family use.
Not in a protected zoneYesProperty cannot be in sensitive or restricted areas.
No tenant protections violatedYesProperty cannot displace tenants or rent-controlled occupants.
Not a historic siteYesHistoric properties are excluded.

Understanding SB 9 Lot Split Requirements

If you plan to split your lot under SB 9, additional rules apply. These rules help cities manage density and maintain fair property development.

SB 9 Eligibility Process Flowchart 📝

Step 1: Check Local Zoning Compliance
Step 2: Verify Lot Size & Split Eligibility
Step 3: Submit SB 9 Application
Step 4: Obtain Approval & Build

Source: JDJ Consulting

Here is what you need to know.

Minimum lot size after the split

Each resulting parcel must be at least 1,200 square feet. Some cities allow slightly smaller sizes, but only if both lots are still “usable” for development.

Split must be roughly equal

SB 9 requires that the two parcels be about the same size. One lot cannot be less than 40% of the total original lot area.

Only one SB 9 split per property

You cannot split:

  • The same lot more than once, or

  • Adjacent lots owned by the same person at the same time.

This rule prevents people from creating multiple micro-lots.

Owner occupancy declaration

If you pursue a lot split, you must sign an affidavit confirming that you plan to live in one of the homes for at least three years. This rule applies only to lot splits, not two-unit developments.

Table: SB 9 Lot Split Rules

Lot Split RuleRequirementDetails
Minimum lot size1,200 sq. ft.Some cities may set slightly different standards.
Size distribution40% minimumOne parcel cannot be smaller than 40% of original lot.
Number of splitsOne onlyNo repeated or serial lot splits.
Owner occupancy3-year affidavitRequired for lot splits only.

SB 9 Two-Unit Development Requirements

If you are not splitting your lot, you may still qualify to build up to two homes on your property. This option is often easier because it does not require an owner-occupancy promise or a parcel split.

Below are the main rules for SB 9 two-unit projects.

You can build two units on one lot

This can include:

  • Two new detached homes

  • A new home plus the existing home

  • A duplex, if allowed by your city

  • A mix of attached and detached units

Cities must review these projects through a ministerial process, meaning no public hearing or discretionary review.

No short-term rentals

SB 9 units must be used for long-term housing. Cities require each home to be rented for more than 30 days. This prevents the units from becoming vacation rentals.

Cities cannot apply subjective design rules

Local governments may set standards such as:

  • Height limits

  • Building setbacks

  • Parking requirements

  • Lot coverage rules

However, these rules must be objective, written, and measurable. Cities cannot require neighborhood consent or subjective design approvals.

Impact fees still apply

You may need to pay fees for:

  • Utilities

  • Sewer and water upgrades

  • Traffic or infrastructure impacts

  • School fees

  • Park or community fees

The fees vary widely by city, so it is best to check local guidelines early.

Setback and Height Requirements Under SB 9

Setbacks control how close you can build to property lines. SB 9 allows very flexible setbacks, but each city can add its own standards.

House icon as map pin concept. Map pointer design for real estate.

Here is what the law says.

Four-foot side and rear setbacks

Cities must allow 4-foot side and rear setbacks for new SB 9 units. Some cities allow even less for conversions or existing structures.

Front setbacks follow local zoning rules

Most cities keep the original front setback, such as:

  • 10 feet

  • 15 feet

  • 20 feet

This helps maintain street consistency.

Height limits vary

Height limits depend on the city. Many allow:

  • 16 to 30 feet for detached units

  • Two stories, depending on local rules

Cities may not set rules that make building “impossible,” but limits still apply.

When SB 9 Does Not Apply

Even if your property meets zoning and location requirements, SB 9 may still not apply depending on the circumstances. These limitations are meant to protect sensitive areas and prevent harmful development.

Are You Eligible for SB 9? 🤔

Answer a few questions to check your eligibility.





Here are the common reasons a homeowner may be disqualified.

Properties in disaster-prone areas

If your lot is in:

  • High fire hazard zones

  • Floodways without mitigation

  • Landslide-prone areas

you may be excluded unless specific safety standards are met.

Lots with protected tenants

The law prevents displacement. If a renter lived in the home anytime in the last 3 years, the project may not qualify.

Homes under affordable-housing restrictions

Properties under:

  • Rent control

  • Affordable housing covenants

  • Deed restrictions

cannot use SB 9 to add or replace units.

Lots recently used for rentals

The state added a protection known as the “no recent rental” rule.” If the home was withdrawn from the rental market under the Ellis Act within the last 15 years, SB 9 is not allowed.

How Local Cities Interpret SB 9 (Examples of City Variations)

SB 9 is a state law, but each California city still applies it in its own way. Cities cannot block SB 9, yet they can set objective standards that shape how your project looks or fits on the property.

Because of this, homeowners often see different rules from one city to another. Below are common examples of how cities interpret SB 9.

Different minimum lot sizes

Some cities require your original lot to be a certain size before you can split it. Common minimums include:

  • 5,000 square feet

  • 6,000 square feet

  • 7,500 square feet

These rules change how feasible a project may be.

Parking rules vary

Most cities require one parking space per unit unless exceptions apply. Parking is usually not required when:

  • Your property is close to a transit stop

  • You convert an existing structure

  • You are in a historic or designated parking-exempt area

Parking rules are one of the most common areas where cities differ.

Design standards and building styles

Cities can require objective rules for:

  • Exterior materials

  • Roofing types

  • Window layouts

  • Color palettes

  • Landscaping

  • Building heights

These rules must be clear and measurable. Cities cannot ask for neighborhood reviews or subjective approvals.

Local review timelines

SB 9 projects must go through a ministerial review, which is faster. However, timelines may vary:

  • Some cities respond within 30 days

  • Others take 60 days

  • A few take longer due to staffing or workload

Although it is faster than a standard planning process, delays still happen.

Owner-Occupancy Rules for SB 9 Lot Splits

Not all SB 9 projects require the owner to live on the property. However, if you plan to split your lot, you must sign an owner-occupancy affidavit.

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Three-year residency rule

You must confirm that you will live in one of the homes for at least three years. This rule was designed to prevent large investors from buying multiple lots and splitting them for profit.

The residency rule does not apply if:

  • You are only building two units (no split)

  • You convert an existing structure

  • You are doing an addition only

It applies only to SB 9 urban lot splits.

Common questions homeowners ask

Do I have to live there before the split?

No. The rule applies to the future occupancy after approval.

Can I rent out the other unit?

Yes, as long as the rental is long-term (more than 30 days).

What if I sell the property?

The affidavit does not require you to stay if you sell, but buyers may face restrictions depending on city interpretation.

Impact of SB 9 on Existing Structures and Utilities

Many homeowners want to know how SB 9 affects their current home, garage, or utility lines. The law has guidelines that help cities determine what can stay and what must be upgraded.

You may keep your existing home

SB 9 does not require you to demolish your current house. Most projects keep the existing structure and add a second unit.

Conversions are allowed

You may convert:

  • Garages

  • Basements

  • Storage spaces

  • Detached accessory buildings

Cities often allow these conversions if they meet safety standards.

Utility connections

Cities may require:

  • Separate meters

  • Upgraded water or sewer lines

  • New utility easements

  • Fire-flow improvements in some areas

These upgrades increase safety but can raise project costs.

Fire safety standards

If your property is near a fire-hazard area, cities may require:

  • Sprinklers

  • Ember-resistant vents

  • Fire-safe landscaping

  • Widened driveways for emergency access

These rules depend on your specific location.

SB 9 Key Points 🏡

  • 1️⃣
    Lot Splitting Allowed: Split single-family lots into two lots if zoning permits.
  • 2️⃣
    Two Units per Lot: Build up to two residential units per split lot.
  • 3️⃣
    Owner Occupancy: At least one of the units must be owner-occupied for 3 years.
  • 4️⃣
    Affordable Housing Impact: Streamlines creation of more housing units in California cities.
  • 5️⃣
    Approval Timeline: Most eligible applications are approved ministerially within 60 days.

Data Source: JDJ Consulting

Common Myths and Misunderstandings About SB 9

SB 9 is still new, so misunderstandings are common. Many homeowners hear mixed information from neighbors, online forums, or outdated city documents. Here are the myths you should ignore and the facts you should know.

Myth 1: SB 9 lets you build as many units as you want

Fact:

The law allows up to two units on a qualifying lot. Or, after a lot split, up to two units on each lot. You cannot build four units on a single parcel without splitting it.

Myth 2: Cities can block SB 9 if neighbors complain

Fact:

Cities must approve SB 9 projects through a ministerial process. This means:

  • No public hearings

  • No discretionary review

  • No neighbor approval needed

Cities can only deny a project if it creates a clear health or safety risk backed by evidence.

Myth 3: You must demolish your existing home

Fact:

You may keep your home and add another unit. Most SB 9 projects do exactly that.

Myth 4: SB 9 overrides all zoning rules

Fact:

SB 9 allows flexibility, but not total freedom. Cities may still require:

  • Basic setbacks

  • Building height limits

  • Lot coverage rules

  • Parking requirements

These standards must be objective, but they still apply.

Myth 5: SB 9 is only for developers

Fact:

The law was designed primarily for individual homeowners. The owner-occupancy rule for lot splits helps prevent investor-driven mass development.

Benefits of SB 9 for Homeowners

SB 9 offers several advantages for people who want to use their property in a smarter way. These benefits depend on your long-term plans, but most homeowners see the value quickly.

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1. Ability to create more housing

You can add one or two small homes for:

  • Adult children

  • Retiring parents

  • Extended family

  • Long-term renters

This helps many families live closer while still having privacy.

2. Potential long-term rental income

SB 9 units must be long-term rentals, not short-term vacation homes. Still, this can create steady supplemental income.

3. Higher property value

Many SB 9 projects lead to:

  • Larger homes

  • More functional layouts

  • Additional units

This often increases market value.

4. Easier review process

Because the approval is ministerial, you avoid:

  • Planning commission hearings

  • Neighborhood objections

  • Discretionary delays

This makes the process simpler compared to typical development.

5. Flexible building options

You can choose:

  • Attached units

  • Detached units

  • Conversions

  • Duplex-style designs

SB 9 gives far more freedom than traditional single-family zoning.

Challenges and Limitations of SB 9

SB 9 offers many benefits, but it also has limits you must consider. Knowing these helps you plan your project with realistic expectations.

1. High construction costs

Building a new home or splitting land requires money. Costs may include:

  • Architecture

  • Engineering

  • Permits

  • Soil testing

  • Utility upgrades

  • Construction

These expenses can add up fast.

2. City variability

Every city interprets SB 9 differently. Some cities make the process smooth. Others add stricter standards that increase cost or reduce flexibility.

3. Utility upgrades

Older neighborhoods often need:

  • New sewer laterals

  • Larger water lines

  • Updated electrical capacity

These upgrades can delay or increase project costs.

4. Lot size constraints

A small lot may qualify for SB 9, but it may not offer enough usable space for two comfortable units.

5. Environmental and hazard restrictions

If your property is in a restricted or sensitive area, you may face:

  • Fire safety rules

  • Flood control rules

  • FEMA requirements

  • Environmental reviews

These can limit what you can build.

Step-by-Step Process for Determining SB 9 Eligibility

If you want to know whether your property qualifies for SB 9, it helps to follow a simple step-by-step process. This makes it easier to confirm eligibility before spending money on plans or consultants.

📞 Book Your Consultation Now

Speak with our experts about SB 9 and housing development.

Below is a clear breakdown you can use.

Step 1: Check if your property is in an urbanized area

Start by confirming your address is in an urban:

  • Urbanized area, or

  • Urban cluster

Almost all cities in California qualify. Rural areas do not.

You can check this using the U.S. Census Bureau’s online map or your city’s planning department.

Step 2: Confirm your zoning designation

Next, check the zoning for your parcel. Your lot must be zoned for single-family residential use.

You can verify this by:

  • Looking up your parcel on your city’s zoning map

  • Calling the planning department

  • Checking your property tax records

If you see zoning labels like R-1, RS, or SF, you are likely in a qualifying zone.

Step 3: Review hazard zone maps

SB 9 does not apply to certain protected areas. Look for restrictions related to:

  • Fire hazard severity zones

  • Floodplains

  • Earthquake fault zones

  • Landslide areas

  • Hazardous waste sites

Your city can tell you whether your lot falls under these categories.

Step 4: Confirm tenant history

If a tenant lived in your home within the last three years, you may not qualify. The rule protects renters from displacement.

To check this:

  • Review past lease or rental records

  • Confirm whether your property has ever had rent-control status

  • Check if the property was withdrawn under the Ellis Act

No tenant-related issues? Then you are still eligible.

Step 5: Check whether your home is in a historic district

SB 9 excludes properties:

  • In local historic districts

  • Listed on state or federal historic registers

Your city has maps that show these districts.

Step 6: Evaluate your lot size

If you plan a lot split, confirm:

  • Your lot can support two parcels at least 1,200 sq ft each

  • One parcel will not drop below 40% of the total lot area

If the lot is too small, you may still add a second unit without splitting.

Step 7: Ask about local SB 9 rules

Cities often have:

  • Local SB 9 ordinances

  • Objective design standards

  • Parking rules

  • Setback requirements

  • Height limits

These rules may change your design or project cost.

Step 8: Talk to a consultant or planner

Once you confirm the basics, it helps to:

  • Speak with a local planner

  • Work with a consultant

  • Request a zoning letter

  • Ask for a parcel review

This ensures there are no surprises before you begin the formal process.

How to Prepare for an SB 9 Application

Even though SB 9 approvals are ministerial, you still need proper documents and plans. Preparing early makes the process smoother and helps you avoid delays.

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Here is what most homeowners need.

1. A site plan

A clear site plan shows:

  • Property boundaries

  • Setbacks

  • Utility locations

  • Existing structures

  • Proposed units

Many cities require a professional draft.

2. Unit designs or building plans

You will need drawings that include:

  • Floor plans

  • Elevations

  • Roof layouts

  • Building heights

  • Exterior materials

Cities must follow objective standards, so plans must be clear and consistent.

3. Survey or parcel map (for lot splits)

Lot splits require:

  • A professional survey

  • A tentative parcel map

  • A final parcel map

These help the city confirm the new lot lines.

4. Utility plan

A utility plan may include:

  • New water lines

  • Sewer connections

  • Electrical upgrades

  • Gas lines

  • Drainage paths

Some cities require separate meters.

5. Environmental documents

Most SB 9 projects do not require full environmental review. However, hazard areas may require:

  • Fire mitigation reports

  • Flood control documents

  • Geologic studies

It depends on your location.

6. Application forms and fees

Most cities ask for:

  • SB 9 application forms

  • Affidavits

  • Declarations

  • Permit fees

  • Impact fees

Fees vary widely from one city to another.

SB 9 Lot Split Calculator 🧮





Source: JDJ Consulting

How Long SB 9 Approvals Usually Take

Timelines differ, but most SB 9 reviews are faster than traditional permitting.

Typical timelines:

  • 30–60 days for ministerial review

  • 60–90 days if corrections are needed

  • 90–120 days for lot splits

  • 3–6 months if utility upgrades or surveys cause delays

The process is predictable, but each step depends on how prepared you are before submitting.

Does SB 9 Make Sense for Every Homeowner? (Pros, Cons, and Practical Factors)

SB 9 can be a great option for many property owners. Still, it is not the right fit for every situation. Understanding the practical factors helps you make a smart decision before investing time or money.

Below are the key points to consider.

Pros of Using SB 9

SB 9 offers several real benefits that many homeowners value.

1. More housing options for family needs

You can add a unit for:

  • Parents

  • Adult children

  • Relatives

  • Long-term guests

This helps families stay close without sharing the same home.

2. Long-term rental income

A second unit can provide monthly rental income. Since SB 9 units must be long-term rentals, you get stable, predictable tenants.

3. Higher property value

Adding units or splitting your lot can increase:

  • Market value

  • Resale options

  • Future rental opportunities

Many buyers like homes with flexible land use.

4. Faster approvals

Because approvals are ministerial, you avoid hearings and delays. This makes the process more predictable than typical development.

5. Flexible building choices

You can choose:

  • Two detached units

  • A duplex

  • A conversion

  • A mix of attached and detached units

This flexibility helps you match your budget and property shape.

Cons and Challenges to Consider

SB 9 has limitations that may affect your decision.

1. High development costs

Even small homes come with costs such as:

  • Engineering

  • Architectural plans

  • Construction

  • Site grading

  • Utility upgrades

These can add up quickly.

2. Lot size or shape constraints

A narrow or irregular lot may qualify on paper but still be difficult to design.

3. Local rules can add restrictions

Cities may have:

  • Height limits

  • Parking rules

  • Lot coverage caps

  • Strict design standards

These may affect your layout or project budget.

4. Utility upgrades

Older neighborhoods sometimes require:

  • Larger water lines

  • Sewer lateral replacements

  • New utility easements

These upgrades can be expensive.

5. Not allowed in protected zones

If your lot is in a hazard or environmental zone, SB 9 may not apply.

Financial Considerations Before Starting an SB 9 Project

Building new units or splitting a lot is a financial decision as much as a housing decision. Here are the main financial factors homeowners should review before moving ahead.

1. Construction costs

Costs vary depending on:

  • Unit size

  • Foundation type

  • Material choices

  • Local labor rates

Small units can still cost hundreds of thousands of dollars to build.

2. Permit and impact fees

Cities charge fees for:

  • Building permits

  • School fees

  • Park fees

  • Traffic and infrastructure fees

These can range widely depending on your city.

3. Utility connection fees

Expect costs for:

  • Sewer tap-in

  • Water connections

  • Electrical upgrades

  • Gas lines

These may be required even for small units.

4. Financing needs

You may explore:

  • Home equity loans

  • Construction loans

  • Cash-out refinancing

  • Private financing options

The best option depends on your credit, equity, and long-term plans.

5. Insurance and taxes

Adding new units may change:

  • Your property insurance premiums

  • Your property taxes

  • Your coverage needs

Check with your insurance provider early.

Environmental and Infrastructure Factors to Consider

Certain environmental conditions affect SB 9 eligibility and construction. Reviewing these factors early helps you avoid unexpected delays.

1. Fire hazard zones

If your property is near wildfire-prone areas, cities may require:

  • Sprinkler systems

  • Fire-resistant materials

  • Clear access for emergency vehicles

Some areas are fully excluded from SB 9.

2. Floodplains

Properties in flood zones may need:

  • Elevated foundations

  • Drainage plans

  • Floodproof building materials

These can change your construction budget.

3. Soil and grading issues

Lots with slopes or unstable soil may require:

  • Geological reports

  • Retaining walls

  • Special engineering

These add cost and time.

4. Utility placement

If you plan a lot split, the new parcel must have:

  • Proper access

  • Utility routes

  • Sewer options

This affects your design and layout.

Case Study: Successful SB 9 Lot Split 🏡

In 2024, a property owner in San Diego successfully split a single-family lot under SB 9, creating two separate residential units. This project demonstrates the streamlined approval process and potential benefits of SB 9 for homeowners and developers.

Project Highlights:

  • Original Lot Size: 2,500 sq ft
  • Units Created: 2 new residential units
  • Approval Timeline: 55 days (ministerial approval)
  • Owner Occupancy: Owner lived in one unit, rented the second
  • Community Impact: Increased housing supply without major zoning disputes

Key Takeaways:

  • ✅ SB 9 allows lot splits with minimal bureaucratic hurdles.
  • ✅ Homeowners can generate rental income or expand family housing.
  • ✅ Projects must meet minimum lot size and owner-occupancy requirements.

Source: JDJ Consulting

How to Check If Your Property Qualifies for SB 9: Tools, Maps, and Resources

Before you invest time or money, it’s important to confirm whether your property qualifies for SB 9. Using the right tools and resources makes this process easier and reduces surprises.

1. City Zoning Maps

Your city’s zoning map is the first place to check. These maps show:

  • Single-family residential zones (R-1, RS, SF)

  • Multi-family, commercial, or industrial zones

Tip: Most cities post interactive maps online. You can enter your address to see your lot’s zoning designation.

2. Urbanized Area and Urban Cluster Maps

SB 9 only applies to lots in urbanized areas or urban clusters. Use federal resources like:

  • U.S. Census Bureau maps

  • State housing department GIS maps

This confirms whether your property meets the location requirement.

3. Environmental Hazard Maps

Check if your property is in a sensitive or restricted zone:

  • Fire hazard severity zones

  • Floodplains or floodways

  • Landslide-prone areas

  • Hazardous waste sites

Most city planning departments or county GIS systems provide free hazard maps.

4. Historic District Listings

Historic protections may block SB 9 eligibility.
To check:

  • Local city historic registries

  • State Office of Historic Preservation listings

  • Federal National Register of Historic Places

Properties in historic districts may require special review or may be ineligible.

5. Local SB 9 Ordinances

Cities may publish SB 9 rules online. These include:

  • Setbacks

  • Lot coverage

  • Parking requirements

  • Height limits

  • Design standards

Review these before creating plans to avoid costly surprises.

6. Planning Department Consultation

Even if all maps look clear, a quick call or appointment with the planning department can help confirm eligibility. Ask about:

  • Parcel-specific restrictions

  • Local interpretations of SB 9

  • Required documents and fees

This step often saves time and prevents unexpected denials.

Checklist: SB 9 Eligibility Quick Reference

Here’s a simple checklist to quickly evaluate your property:

RequirementYes / NoNotes
Single-family zoning Check city zoning map
Urbanized area or urban cluster Use federal or city GIS map
Not in a fire hazard zone Confirm with city or Cal Fire
Not in a floodplain or hazard area Check FEMA and local maps
Not in a historic district Verify local/state listings
No recent tenants violating rules Check past 3 years
Lot size sufficient for split ≥ 1,200 sq ft per lot
Meets city objective standards Parking, setbacks, height, coverage

Filling out this checklist gives you a clear picture of whether you can move forward with SB 9.

Practical Tips for Homeowners and Developers Considering SB 9

If you are thinking about using SB 9, taking the right steps upfront can save time, money, and frustration. Here are practical tips to guide you:

  • Do due diligence first
    Check your zoning, hazard maps, environmental constraints, and historic status before investing or applying.

  • Use pre-screening with your local planning department
    Many cities and counties offer a pre-screening process. This can flag issues early and avoid wasted fees.

  • Consult professionals when needed
    Work with an experienced planner, land-use attorney, or SB 9 consultant, especially for older lots, lots with rental history, or properties near hazard zones.

  • Factor in all costs
    Consider design, permit fees, parking, utilities, and potential infrastructure upgrades when evaluating a project.

  • Understand the owner-occupancy requirement
    For lot splits, you may need to sign an affidavit stating that you intend to live in one of the units for at least three years. Plan carefully if you intend to sell or rent.

  • Consider community context
    Think about neighborhood reaction, local HOAs, and private covenants. Even when SB 9 allows development, local sentiment may impact your project.

Conclusion — Is Your Parcel a Good Candidate for SB 9?

SB 9 can be a powerful tool for homeowners and developers seeking to increase housing units or subdivide lots in single-family neighborhoods.

Key takeaways:

  • Eligibility is specific — Your parcel must meet zoning, location, environmental, and historical criteria.

  • Restrictions matter — Recent tenants, lot history, and protected areas may disqualify properties.

  • Development standards apply — Even eligible parcels must follow setbacks, unit size, parking, and use rules.

  • Due diligence is essential — Using checklists, pre-screening, and consulting professionals can prevent costly mistakes.

SB 9 provides real opportunities to expand housing while simplifying the approval process. However, success depends on careful evaluation, compliance with objective standards, and thoughtful planning.

Additional Notes for Homeowners and Developers

  • Use a conversational tone and explain legal or planning terms clearly, such as “ministerial approval,” “single-family zone,” or “urban cluster.”

  • Mix paragraphs and bullets for readability, especially in sections that list criteria, restrictions, or practical tips.

  • Include links and references to official SB 9 summaries, city handouts, or SB 9 checklists whenever possible.

  • Consider a table summarizing “Eligible vs Ineligible Conditions” for a quick reference.

  • Add a mini-FAQ to answer common questions like:

    • “Can I use SB 9 if my lot is small?”

    • “Do I need to live in one of the units?”

    • “Can I rent short-term?”

    • “What if my property is in a flood or fire zone?”

Table: SB 9 Eligibility — Quick Reference

ConditionEligibleIneligible / Requires Caution
ZoningSingle-family residential (R-1, RS, SF)Multi-family, commercial, or other non-single-family zones
LocationUrbanized area or urban clusterRural or remote parcels
Lot SizeMeets minimum size for two units or lot splitToo small for split (<1,200 sq ft per lot) or irregular shape
Environmental HazardsNone or minor hazardsFire hazard zones, floodplains, wetlands, earthquake fault zones, hazardous waste sites
Historic / Cultural ProtectionsNo historic designationHistoric districts, landmarks, or easements
Existing TenantsVacant or compliant long-term tenancyTenant occupied in last 3 years, Ellis Act eviction in past 15 years
Previous SB 9 UseNot previously split under SB 9Previously split under SB 9 (prevents repeat splits)
UseResidential use onlyCommercial use or short-term rentals (<30 days)

Ready to Explore SB 9 for Your Property?

Understanding SB 9 and whether your parcel qualifies can be complex. Our experienced zoning consultants at JDJ Consulting can help you:

  • Review zoning and eligibility requirements

  • Assess environmental, historical, and hazard constraints

  • Plan lot splits or two-unit developments efficiently

Call us at (818) 793-5058‬ or contact us online today to get a personalized consultation and find out if SB 9 can work for your property.

SB 9 Resources & References

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